Is this a scam?
Got a strange message or call? Answer 6 quick questions about it. Take your time.
If you answer yes to any of these questions, stop. It is likely a scam.
Question 1 of 6
Did they ask for a code, PIN, OTP or password?
An OTP is the short code your bank sends you by text.
Question 2 of 6
Did they ask you to send money or pay a fee quickly?
For example “today”, “now”, or “before it is too late”.
Question 3 of 6
Did they tell you to keep it secret?
For example “don’t tell anyone” or “don’t tell your family”.
Question 4 of 6
Is it a new number or a stranger saying they are family, your bank or an office?
A name, a photo or a familiar voice is not proof.
Question 5 of 6
Did they promise money, a prize or a profit that sounds too good to be true?
Grants with a fee, giveaways, or “double your money”.
Question 6 of 6
Did they send a link or QR code and ask you to open it?
A link opens a website when you tap it.
Stop. This is likely a scam.
You noticed a warning sign. That was the right thing to do.
What to do now
- Don’t send money, codes or your details. Don’t tap any link.
- End the call, or stop replying to the message.
- If they said they are family, your bank or an office, contact them yourself on a number you already know.
- Talk to someone you trust before you do anything else.
No warning signs found
That is good news. But scammers keep finding new tricks, so stay careful.
If anything still feels wrong, wait. Talk to someone you trust, and contact the person or company yourself on a number you already know.